Credits & billing

How credits work: per-tool costs, top-up packs, rollover, deduction order, refunds, and billing rules for upgrades, downgrades, and cancellation.

Credits are the currency for AI generation in Raddivus. You receive a monthly allowance based on your plan — 50 on Starter, 200 on Professional, and 2,000 on VIP — and you can buy more at any time. See Plans and credits for the full comparison.

Per-tool credit costs

Tool	Cost	Unit	Plans
Ad Copier	1	per variation	All
Ad Generator	1	per variation	All
Video Generator	15	per video	All
Ad Analytics	0	view	All
Knowledge Base	0	data management	All
Instagram (single post)	based on the post	per post	Professional, VIP
Instagram (plan a month)	based on each post	per planned post	VIP only
Instagram schedule / post now	0	publish	Professional, VIP
Content Studio (Draft with AI)	5	per draft	Professional, VIP
Content Studio (batch)	4 / 2	per post / story	Professional, VIP
Content Studio (fact check)	+2 / +1	per post / story, only when switched on	Professional, VIP
Content Studio (AI edit)	0, then 1 or 2	10 free per brand each month, then per field / section	Professional, VIP
Content Studio (competitors)	1	per competitor per refresh	VIP only
AI Agent (image generation)	1	per image	All
AI Agent (ad variation)	1	per copy	All

Reading data, analyzing campaigns, saving, uploading to Meta, and managing folders and brands are all free.

Rollover and expiration

• Unused monthly credits roll over with no cap. Credits from previous months stay in your balance indefinitely.
• Purchased credits never expire.
• When credits run out, generation is blocked until you buy more or your next cycle adds new credits.
• If a generation fails, the credits are refunded automatically. That includes one that never finishes: an Instagram post still being written, or an Instagram image still generating, after 10 minutes is stopped, marked failed with a “try again” message, and its credits are returned within about 5 minutes.

Deduction order

Monthly credits are used first. Purchased credits are used only after your monthly credits are exhausted.

Top-up packs

One-time purchases. Credits from packs never expire and are added to your balance immediately.

Pack	Price	Per credit
25 credits	$6	$0.24
50 credits	$12	$0.24
100 credits	$24	$0.24
250 credits	$49	$0.20
500 credits	$89	$0.18
1,000 credits	$149	$0.149
1,001+ credits	Custom	$0.149/credit

Billing rules

• Upgrade mid-cycle: you receive the difference in credits immediately. Upgrading from Starter to Professional adds 150 credits right away.
• Monthly or yearly: yearly plans are billed once for the year and cost the equivalent of 10 months, so you get 2 months free. Your credit allowance is still granted monthly.
• Downgrade: takes effect at the end of your current billing period. You keep your current plan until then.
• Cancellation: access continues until the period ends. Purchased credits remain usable. Monthly grants stop.
• Payment failure: the tools pause as soon as a payment fails, while Stripe retries the card over about 7 days. You can still sign in and update your card from the banner at the top of every page; as soon as a retry succeeds, your account and credits are back exactly as they were. If every retry fails, the subscription is cancelled and unused monthly credits are frozen until reactivated.
• Billing emails: We email you when a payment fails, two days before your free trial ends, and once per billing month when you drop under 15% of your monthly credits. On a team account they go to the account owner.